October 2025 Faye Review
An honest review of Faye travel insurance
Faye Travel Insurance — 2025 Guide & Honest Review
Is Faye worth it for your next trip? Below is a practical breakdown of coverage, pricing, pros & cons, a real-world claim experience, and how it compares to SafetyWing & Allianz. Updated October 2025.
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What makes Faye different
Faye isn’t old-school insurance. It’s built for modern travelers with real-time app support, fast reimbursements, and plan options that actually match how people travel today.
Real people, real-time support
Chat with humans who can help navigate a medical visit at 2 AM or rebook when a flight melts down—no labyrinth phone trees while you’re stressed.
App that speeds claims
File directly in the app, upload photos, track status, and get notifications for flights, local emergency info, and weather.
Coverage that maps to reality
- Emergency medical & evacuation for international trips
- Trip delay/interruption & baggage issues
- Optional adventure activities (check your specific plan)
A real claim we dealt with
In Vietnam, we ended up in the ER late at night with a family member. The claim was filed via the app from the hospital and reimbursed shortly after returning home. The money matters, but the real benefit was having a calm safety net in a foreign hospital.
Who should consider Faye
- International trips where domestic health insurance may not apply
- High-value itineraries you don’t want to risk
- Adventure travel (hiking, diving, etc.) with the right add-ons
- Group travel where odds of “something” increase
How much does Faye cost?
Ballpark is 4–8% of trip cost. Example: a $3,000 trip is often $120–$240 for comprehensive coverage. Always run a quote—prices vary by traveler age, destination, and trip length.
See your exact price and coverage with a quick quote—no commitment.
Check Your PricePros & cons
What we like
- Fast, app-based claims and reimbursements
- Human support that actually answers
- Clear coverage summaries vs. dense PDFs
Where it may not fit
- Ultra-budget trips where you’re willing to self-insure
- Edge-case adventure activities—verify add-ons first
- Pre-existing condition nuances—read that section carefully
Faye vs. SafetyWing vs. Allianz
High-level comparison to help you shortlist. Always read the plan documents before you buy.
| Feature | Faye | SafetyWing | Allianz |
|---|---|---|---|
| Best for | Typical vacationers, families, frequent travelers wanting fast claims | Long-term nomads needing monthly coverage | Trip bundles via airlines/OTAs; broad brand recognition |
| Claims | In-app, quick reimbursements | Portal-based, varies by case | Traditional process, varies by plan |
| Adventure options | Yes (check activities) | Limited by plan tier | Varies widely by plan |
| Pricing style | Trip-based (≈4–8% of trip) | Monthly subscription | Trip-based bundles |
FAQs (click a question to expand)
Is Faye travel insurance worth it?
For most international trips, yes—especially if you want fast, app-first claims and solid medical coverage. If you’re a long-term nomad on a monthly budget, compare against SafetyWing.
Does Faye have a military discount?
They don’t advertise a standalone military discount. If you see a code available at checkout, use it—otherwise the key is picking the right plan for your trip risk.
How fast are claims paid?
For straightforward claims with documentation uploaded in-app, reimbursements can be issued in days. Complex medical evacuations take longer.
Does travel insurance cover eSIM/data issues?
No—connectivity isn’t an insurable risk. For reliable data abroad, we use Holafly eSIM (save with code STEPHANDPETE).
Related: Staying connected overseas? See our Holafly eSIM guide & discount.
This page is informational and not insurance advice. Always review full policy documents to confirm coverage for your specific situation.