An honest review of Faye travel insurance
Faye Travel Insurance Review (2025): Is It Worth It?
Short answer: for most international trips, Faye is one of the best “easy button” options. Here’s our honest 2025 review with a real claim story, pricing examples, pros & cons, and how it compares to SafetyWing & Allianz.
- Best for: families and international trips where you want fast, app-based claims and clear coverage.
- Skip if: you’re a long-term nomad chasing the absolute lowest monthly price.
- Typical cost: around 4–8% of your total trip cost.
- How we buy: via our Faye partner link below — same price as booking direct.
Transparency: if you buy through our partner link, we may earn a commission at no extra cost to you. It’s the same price as booking Faye directly.
What makes Faye different
Faye isn’t old-school insurance. It’s built for modern travelers with real-time app support, fast reimbursements, and plan options that actually match how people travel today.
Real people, real-time support
When something goes wrong, you can chat with humans who help you find a doctor, understand what’s covered, or rebook when a flight melts down—no labyrinth phone trees while you’re already stressed.
App-first claims
You file claims directly in the app, upload receipts and photos, track status, and get notifications for flights, local emergency info, and weather. That’s the piece that feels very different to old-school companies.
Coverage that matches real trips
- Emergency medical & evacuation for international trips.
- Trip delay, interruption, and baggage issues for when plans shift.
- Optional adventure coverage (always check specifics for your activities).
Our real claim story with Faye
In Vietnam, we ended up in the ER late at night with a family member. It was one of those “of course this happens on day two of the trip” moments.
We filed the claim from the hospital via the app, uploaded photos of receipts and discharge paperwork, and heard back quickly. The reimbursement landed after we returned home, without a thousand back-and-forth emails.
The money matters (obviously), but the bigger win was having a calm safety net in a foreign hospital rather than scrambling to figure out everything ourselves.
Who should consider Faye?
If any of these sound like you, Faye is usually on our shortlist:
- International trips where your normal health insurance may not apply.
- High-value itineraries (bucket list trips, once-a-year family vacations).
- Adventure travel like hiking and diving when the right add-ons are included.
- Group trips where the odds of “something” happening go up with each extra human.
How much does Faye cost?
The quick rule of thumb: around 4–8% of your total trip cost.
So if your trip costs $3,000, expect many Faye quotes to fall roughly in the $120–$240 range, depending on ages, destination, and exact coverage.
The easiest way to know your real price is to run a 2-minute quote. It’s the same price as booking direct, but using our partner link helps support more free travel guides like this.
Pros & cons of Faye
What we like
- Fast, app-based claims and reimbursements.
- Human support that actually responds when you’re on the road.
- Clear coverage summaries instead of a 90-page PDF you’ll never read.
Where it may not fit
- Ultra-budget trips where you’re genuinely comfortable self-insuring.
- Edge-case adventure activities—always double-check that section.
- Pre-existing conditions: you really do need to read that fine print.
Faye vs SafetyWing vs Allianz
This is deliberately high level—always read the actual plan wording before you buy.
| Feature | Faye | SafetyWing | Allianz |
|---|---|---|---|
| Best for | Typical vacationers, families, frequent travelers wanting fast claims. | Long-term nomads needing flexible monthly coverage. | People booking through airlines/OTAs who click the add-on box. |
| Claims experience | In-app, modern, fast for straightforward claims. | Portal-based; experience can vary by case. | Traditional forms and email; varies by plan/region. |
| Pricing style | Trip-based (~4–8% of trip cost). | Monthly subscription model. | Trip-based bundles, often sold via partners. |
| Adventure options | Yes, but check your specific activities and plan level. | Limited by plan tier and country rules. | Highly variable; depends on the exact product. |
FAQs & discounts
Is Faye travel insurance worth it?
For most international trips, yes—especially if you want fast, app-first claims and solid medical coverage. If you’re a long-term nomad watching every dollar, compare against SafetyWing and similar monthly-style options.
How much does Faye cost?
Roughly 4–8% of your total trip cost. On a $3,000 trip, many quotes will fall roughly in the $120–$240 range, depending on age, destination, and coverage level.
Is there a promo code or discount for Faye?
Faye doesn’t usually run big public promo codes. The simplest move is buying through our partner link, which is the same price as booking direct but helps support our travel content.
Does Faye have a military discount?
They don’t advertise a standalone military discount. If you see an offer at checkout, use it—otherwise, your main “discount” lever is choosing the right level of coverage for your actual risk.
How fast are claims paid?
For straightforward claims with documentation uploaded in-app, reimbursements can be issued in days. Complex medical situations or large claims naturally take longer to review.
Does Faye cover adventure activities?
Many common adventure activities can be covered, but it depends on the plan and add-ons you choose. Always check the wording for the specific hikes, dives, or activities you have planned.
Does travel insurance cover eSIM or data issues?
No—connectivity isn’t an insurable risk. For that piece, we use Holafly eSIM (save with code STEPHANDPETE) alongside travel insurance.
This page is informational only and not personalised insurance advice. Always review each policy’s full wording to confirm coverage for your specific situation.